Disclaimers

TERMS AND CONDITIONS
PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING OR ACCESSING THIS WEBSITE ("THIS SITE"). BY USING OR ACCESSING THIS SITE, YOU ARE AGREEING TO THE TERMS OF USE LISTED BELOW. IF YOU DO NOT AGREE TO THE TERMS BELOW, PLEASE DO NOT USE OR ACCESS THIS SITE.

INTELLECTUAL PROPERTY RIGHTS
All contents of, and materials located on, this Site, including but not limited to the text, images and other information herein and their arrangement, are protected by copyright, trademark and other proprietary rights of iFAST Financial (HK) Limited ("IFHK"). This means that you shall not without the express written consent of IFHK distribute the text or graphics to others; "mirror" or include this information on your own server or documents; or modify or re-use the text or graphics on this system. IFHK reserves all other rights. The "iFAST" logo is trademark of iFAST Corporation Pte Ltd.
All trademarks, service marks, logos and any other marks whatsoever are used for the benefit of their respective owners and is not intended to infringe the trademark of any such person.

LICENSE
Nothing contained herein shall be construed as conferring by implication, estoppel, or otherwise any license or right under any patent, trademark, or proprietary rights of IFHK or of any third party. Except as expressly provided above, nothing contained herein shall be construed as conferring any license or right under any IFHK copyright.

REVISIONS
All information (including without limitation, specifications, descriptions and prices) appearing in this Site may be revised or withdrawn, in whole or in part, at any time without notice and shall not in any event form or constitute part of an offer or terms and conditions of a contract. By using this Site, you agree to be bound by any such revisions and you agree to periodically visit this page to determine the then current terms of use to which you are bound.

DISCLAIMERS
The information published on this Site is provided without charge as a convenience to visitors, to be used for informational purposes only and shall not be construed as an offer or solicitation to deal in the funds or products referred to or contained in this Site. While IFHK has tried to provide accurate and timely information, there may be inadvertent delays, omissions, technical or factual inaccuracies and typographical errors.
The information provided on this site is provided "AS IS", "AS AVAILABLE" and is provided by way of a simple summary. IFHK does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained in this Site, and IFHK expressly disclaims liability for errors or omissions in these materials. IFHK makes no commitment to update the information contained in this Site. Accordingly, you are advised to read the relevant prospectuses for further information.
All materials and contents found in this Site are strictly for information purposes only and should not be considered as an offer, or solicitation, to deal in any of the funds or products found in this Site. Any forecasts or projections or forward looking statements made whether by IFHK or any other party in this Site are not necessarily indicative of future or likely performance, future events or future financial performance of products, countries, markets or companies. These statements are only predictions and actual events or results may differ. While certain tools available on the Site may provide general investment or financial analysis based upon your personalized input, such results are not to be construed as our providing investment recommendations or advices. Please make your own assessment of the relevance, accuracy and adequacy of the information contained in this Site. You are advised to make your independent investigations as may be necessary or appropriate for the purpose of such assessment including the investment risks involved. Any opinion or estimate contained in this Site is made on a general basis and neither IFHK nor any of its servants or agents have given any consideration to nor have they or any of them made any investigation of the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. Please consult the independent and professional advisors to ensure that any decision made is suitable with regards to the investors’ circumstances and financial position. Accordingly, IFHK expressly disclaims all liability for the use or interpretation by others of information contained in this Site or for any loss arising whether directly or indirectly as a result of the visitor, user, any person or group of persons acting on any information, opinion or estimate contained in this Site. Decisions based on information contained in this Site is your sole responsibility, and in exchange for using this Site, you agree to hold IFHK, its subsidiaries and affiliates harmless against all and any claims for damages arising from any decisions that you make based on such information.
Speculation or stated beliefs about future events, such as market and economic conditions, company or security performance, upcoming product offerings or other projections are "forward-looking statements" and involve risks and uncertainties. General business, market, economic and political conditions could cause actual results to differ materially from what we presently anticipate or project.
Investments in the mutual funds are not deposits or other obligations of, or guaranteed or insured by IFHK or any other fund house or fund manager referred to in this Site or their affiliates and are subject to investment risks, including the possible loss of the principal amount invested. Past performance is not indicative of future performance. The value of the mutual funds and the income from them may fall as well as rise. All applications for mutual funds must be made on the application form accompanying the prospectus. Investors should read the prospectus for details. Units in the Fund are not available to U.S. persons.
If you are accessing this Site from a jurisdiction outside of Hong Kong, you are responsible for compliance with the applicable laws and regulations of your jurisdiction. Please do not access this Site if the publication or availability of this Site is prohibited in your jurisdiction in any way.

EXCLUSION OF LIABILITY
VISITORS TO THIS SITE ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS SITE. IFHK AND ITS AFFILIATES DISCLAIM ALL WARRANTIES, REPRESENTATIONS AND ENDORSEMENTS, EXPRESS OR IMPLIED, WITH REGARD TO INFORMATION ACCESSED FROM OR VIA THIS SITE, INCLUDING BUT NOT LIMITED TO ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFIRNGEMENT, AND FREEDOM FROM COMPUTER VIRUS. IFHK DOES NOT ASSUME ANY LIABILITY OR RESPONSIBILITY FOR THE ACCURACY, COMPLETENESS, OR USEFULNESS OF THE INFORMATION DISCLOSED AT OR ACCESSED THROUGH THIS SITE. IN NO EVENT SHALL IFHK BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF WHATSOEVER KIND RESULTING FROM WHATEVER CAUSE, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF PROFITS, OR LOSS OF DATA, WHETHER IN AN ACTION UNDER CONTRACT, NEGLIGENCE, OR STRICT LIABILITY, OR OTHERWISE, ARISING OUT OF OR IN ANY WAY IN CONNECTION WITH THE USE OR PERFORMANCE OF THE INFORMATION ON, OR ACCESSED THROUGH, THIS SITE.
Any advice or recommendation in the Site has been made on a general basis without taking into account or considering the investment objective, financial situation or particular need of any user or reader, any specific person or group of persons. Any reliance on such advice or recommendation is entirely at your own risk IN ALL CASES, YOU SHOULD ALWAYS SEEK THE ADVICE OF PROFESSIONAL ADVISERS REGARDING THE EVALUATION OF ANY PRODUCT, UNIT TRUST OR OTHER FINANCIAL INSTRUMENT, REPORT, INDEX, ADVICE, OPINION OR ANY OTHER CONTENT.
Any hyperlinks to any other websites are not an endorsement or verification of such websites and such websites should only be accessed at the user's own risks.
This exclusion clause shall take effect to the fullest extent permitted by law.

LINKS TO THIRD PARTY WEBSITES
IFHK makes no representations whatsoever about any other web site which you may access through this Site. When you access a non-IFHK web site, please understand that it is independent from IFHK, and that IFHK has no control over the content on that web site. In addition, a link to a non-IFHK web site does not mean that IFHK endorses or accepts any responsibility for the content, or the use, of such web site and IFHK shall not be liable for any accuracy or quality of any such content. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. IFHK makes no representation or warranty as to any third party products.

LINKING TO THIS SITE
No hyperlinks to the Site or any of the internal or subsidiary pages within the Site, or framing of any content in the Site, shall be made by anyone unless with the prior consent of IFHK. Without prejudice to any of its other rights, IFHK may upon discovering such unauthorized linking or framing disable such links or frames.

SUBMISSION OF INFORMATION
By providing information (such as feedback, data, answers, questions, comments, suggestions, plans or ideas) to IFHK, you agree that such information shall be non-confidential and that IFHK shall have unlimited rights to use, distribute, reproduce, and disclose such information worldwide as IFHK deems appropriate, without compensation or acknowledgement of its source. IFHK shall be free to use any ideas, concepts, know-how or techniques contained in information which you provide to IFHK through this Site, including but not limited to developing, manufacturing, and marketing products or services incorporating or otherwise based on such information.

CONFIDENTIALITY
IFHK shall at all times use all reasonable endeavours to keep confidential the personal information provided to IFHK, [including the client name, bank account information, contact number, address, income, employer particulars, age, marital status and family information] (Personal Information), and shall not disclose the same to any third parties not authorised by the clients, except under the compulsion of law. Please refer to the Personal Infomation Collection Statement in our website.

USE OF NON-PERSONAL INFORMATION
IFHK shall, subject to data protection principles and all relevant provisions of the Personal Data (Privacy) Ordinance, have the rights to use, distribute, reproduce, and disclose worldwide any information which is not Personal Information, including but not limited to feedback, data, answers, questions, comments, suggestions, plans or ideas etc., for any purposes deemed appropriate by IFHK, without compensation or acknowledgement of its source. IFHK shall be free to use any ideas, concepts, know-how or techniques contained in information which you provide to IFHK through this Site, including but not limited to developing, manufacturing, and marketing products or services incorporating or otherwise based on such information.

REGISTRATION AND USE
You have been provided with an account ("Account"), a user identification ("User ID") and password ("Password") specific to your Account which you may use to navigate and carry out transactions on this Site.
IFHK shall be entitled to disclose the User ID, Password or Account contents to any third party if required to do so by any law, regulation or court order.
You shall :-
1. be responsible for ensuring the confidentiality of your Account, User ID and Password;
2. immediately notify IFHK of any theft or unauthorized use of your Account, User ID and Password or any other breach of security;
3. log out of your browser at the end of each of your sessions on the Site;
4. not disclose your User ID or Password to any third party;
5. be solely responsible for any activities that take place through your Account, User ID or Password and for the contents of your Account.
In no circumstances shall IFHK be liable to you in any way whatsoever for any loss, damage, costs, expense incurred by you as a result of, arising out of or in connection with, whether directly or indirectly, the wrongful or fraudulent use of your Account, Login name or Password.
You shall have no rights, title, interests over your Account, Login name or Password. IFHK shall be entitled (in its sole discretion and without assigning any reason) to terminate the use of the same at any time whatsoever. Upon such termination, you shall no longer be entitled to use or access your Account, Login name or Password. IFHK shall not be liable to you or any third party for any termination, deactivation or deletion of your Account, Login name or Password or the contents of the Account.

INTERNET TRADING DISCLAIMER
The Internet is, due to unpredictable traffic congestion and other reasons, an inherently unreliable medium of communication and that such unreliability is beyond the control of IFHK. You acknowledge that, as a result of such unreliability, there may be delays in the transmission and receipt of Instructions and other information which may result in delays in the execution of Instructions and/or the execution of Instructions at prices different from those prevailing at the time the Instructions were given. You further acknowledge and agree that there are risks of misunderstanding or errors in any communication and that such risks shall be absolutely borne by you. You acknowledge and agree that it will not usually be possible to cancel an Instruction after it has been given.

GOVERNING LAW & JURISDICTION
By using and accessing this Site website, you agree that Hong Kong law shall govern such use and access and you agree to submit to the exclusive jurisdiction of the Hong Kong courts.

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